If you’re planning to travel by bus or organizing a group trip, it’s essential to ensure not only a smooth journey but also the safety of all passengers and crew on board. In this post, we’ll explain what Compulsory Civil Liability Insurance (RCO) is, why it’s crucial, and how it plays a key role in ensuring passenger protection.
What Is RCO Insurance and Why Is It Important for Bus Travel?
Compulsory Civil Liability Insurance (RCO) is a mandatory insurance for all passenger transport companies in Brazil. This insurance is required by law and covers material and bodily damages that may occur in accidents involving buses, whether they are operating on regular routes, chartered services, or tourism trips.
To highlight its importance, consider that in 2022, over 65,000 accidents were reported on federal highways in Brazil, resulting in 53,000 injuries or fatalities, according to data from the National Confederation of Transport (CNT). These numbers underscore the need for adequate protection during bus travel, making RCO Insurance a fundamental element in ensuring passenger safety.
RCO Insurance vs. Travel Insurance: Understanding the Differences
It’s important to differentiate between RCO Insurance and Travel Insurance. While RCO Insurance specifically covers accidents that occur during the bus journey, Travel Insurance offers broader protection, which can include medical assistance, lost luggage, and other unforeseen events beyond the scope of road transportation.
For more details on Travel Insurance and how it complements the protection offered by RCO Insurance, you can check out this link.
RCO Insurance Coverage and Validity
RCO Insurance coverage is active from the moment a passenger boards the bus and remains in effect throughout the entire journey, including travel on urban roads and highways, as well as during stops. This guarantee reflects the carrier’s commitment to the safety of everyone involved, including passengers, crew, and third parties.
At Cobra Viagens, we secure RCO Insurance for all our bus trips, reinforcing our commitment to the safety and well-being of our customers. Ensuring that your chosen transport company has this insurance is essential for a safe and worry-free trip.
Travel Safely: The Importance of RCO Insurance
RCO Insurance is not just a legal requirement—it is vital for ensuring the safety of passengers, crew, and third parties. Its coverage is active from the moment a passenger boards the bus, continues through all travel on urban and highway routes, including stops, and ends immediately after the passenger disembarks. This comprehensive protection highlights the responsibility of the carrier to safeguard everyone involved throughout the journey.
At Cobra Viagens, we take your safety seriously. That’s why we ensure that all our buses are covered with RCO Insurance, providing an added layer of security on every trip we offer.
We hope this post has clarified the importance of RCO Insurance and the necessity of verifying whether the bus company you choose has this insurance in place. Your safety is our priority, and RCO Insurance plays a crucial role in that assurance. Travel with confidence and peace of mind, knowing you’re protected every step of the way.
